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Questions? Call: (402) 228-3344
Questions? Call:

BCHHC

Patient Financial Services

 

Thank you for choosing Beatrice Community Hospital for your healthcare services.

We encourage you to contact our Patient Account Representatives with any questions you may have at 402-228-3344.

Our Patient Account Representatives are available between the hours of 8 a.m. and 5 p.m. Monday through Friday to answer your questions about billing, insurance or payment options. 

 

Insurance Pre-Certification/Prior Authorization

Billing/Insurance

Cost Estimates

Payment Options

Financial Assistance Policy & Application

Balance Billing Disclosure

Obstetrics Prepayment Plans

Hospital Preregistration Form

Medication Resources

 

Insurance Pre-Certification/Prior Authorization

Many insurance plans have pre-certification or prior authorization requirements for certain services.  Information about these requirements is usually listed on the back of your insurance card.  To avoid denial of your claim or reduction of payment please refer to your card or your benefit handbook, or contact the customer service department of your insurance company to inquire about your responsibility to complete these requirements.  Emergency services generally allow at least 24 hours grace period for notification.

If your insurance card indicates pre-certification/prior authorization is required, it is your responsibility to contact your insurance company before you are admitted to Beatrice Community Hospital.  Failure to obtain the authorization may result in reduced insurance benefits.

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Billing/Insurance Companies

The Beatrice Community Hospital Patient Financial Services Department will file a claim with the insurance company as soon as all billing information is completed.  After your insurance processes the claim you will be billed for any remaining balance due.  Payment will be due by due date noted on your statement. 

Beatrice Community Hospital currently participates with the following insurance companies:

  • Medicare
  • Nebraska Medicaid
  • Kansas Medicaid
  • Iowa Medicaid
  • Missouri Medicaid
  • South Dakota Medicaid
  • Colorado Medicaid
  • Blue Cross Blue Shield
  • Midlands Choice
  • United Healthcare
  • Coventry
  • Tricare

We may be considered out-of-network with other companies which may cause your health benefits to be reduced.

Billing statements from Beatrice Community Hospital may include services provided by the hospital, ancillary services performed at its associated health clinics, and some professional services (anesthesia, emergency department physicians, hospitalists, general surgeon, orthopedic surgeon, pediatricians, OB/GYNs).  Other professional services may be billed separately (radiologist, pathology).

If you do not have insurance, a bill will be sent out shortly after discharge requesting payment in full within 30 days.

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Cost Estimates

Good Faith Estimate

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs for medical tests, medical equipment, office visits or hospital fees.
  • Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service. You can also ask your health care provider, and any other provider you chose, for an estimate before you schedule the service.
  • If you receive a bill that is at least $400 more than the Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your estimate.

For questions or more information about your right to a Good Faith Estimate:

Website:  www.cms.gov/nosurprises

Call:  877-564-7323 (toll free) or 402-471-0888

email:  doi.consumeraffairs@nebraska.gov

 

BCH Pricing Tool

To assist you in determining the cost of tests and procedures at Beatrice Community Hospital, please view our Pricing Tool.

Please note that this information is strictly an estimate of charges and can vary depending on your unique medical condition.

BCH Pricing Tool

Your final cost will be dependent upon your insurance coverage, including insurance company contracted discounts, deductibles, co-insurance, secondary insurance coverage, self-pay discounts, etc.

For a more complete and accurate estimate of your costs, we encourage you to call and visit with one of our Patient Financial Services representatives. Our PFS representatives are available to assist you with any billing and payment questions you may have. Call for assistance today at 402-228-3344.

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Payment Options

We have several payment options available to make resolution of your account as easy as possible.

  • Payment in full with a 10% discount.  We accept payment by cash, check, debit/credit cards.  We can also set up automatic withdrawals from a checking account or credit card.
  • We offer a 12-month interest free payment plan.  Balances will be divided into 12 equal payments payable directly to the hospital.
  • For payment plans longer than 12 months, BCH is partnering with Security First Bank to offer a loan program that is designed to create a payment plan that will fit into your budget.  BCH staff will assist in the application process.

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Financial Assistance

If you think your current income is not sufficient to pay the balance of your account, you may qualify for Financial Assistance.  For more information regarding our Financial Assistance Program you may ask during the admission process or by contacting the Patient Financial Services Department.

Financial Assistance Policy
Financial Assistance Application

Financial Assistance Policy Plain Language Summary
Financial Assistance Policy Amount Generally Billed Calculation

Financial Assistance Policy Covered Providers

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Balance Billing Disclosure
Your Rights and Protections Against Surprise Medical Bills

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. 

What is “balance billing” (sometimes called “surprise billing”)?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network. 

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.  

You are protected from balance billing for:

  • Emergency services 
  • Certain services at an in-network hospital or ambulatory surgical center  

View and download a complete copy of this disclosure statement: Balance Billing Disclosure

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Obstetrics Prepayment Plan

Beatrice Community Hospital and Health Center is committed to providing you and your family highly skilled and personal one-on-one care during your pregnancy and delivery.

Our Obstetrics Prepayment Plans can assist with easing the financial stress associated with having a baby and allow you to enjoy this special time to the fullest.

Please download a copy of our Obstetrics Prepayment Plan Brochure with Registration Form or our Obstetrics Insurance Prepayment Plan Brochure.

Or, call Patient Financial Services at 402-228-3344 for more information.

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Hospital Pre-registration Form
Completing this pre-registration form will reduce the amount of paperwork you will be asked to fill out during registration when you arrive at the hospital.

Pre-registration is a function performed by Patient Registration within our Patient Financial Services Department. Please contact us if you need assistance with completing this form. Between 8 a.m. and 5 p.m., you may call us at 402-228-3344.

Upon your arrival at Patient Registration, we will obtain all necessary signatures and scan your insurance card(s). We will need to review your insurance card(s) to verify coverage and to determine if pre-certification is required. A photo ID is also needed to verify your identity.

Thank you for choosing Beatrice Community Hospital and Health Center!

Click here to open and print the Hospital Patient Pre-Registration Form.

When completed, you may submit the pre-registration form by:
Mail: Beatrice Community Hospital and Health Center
P.O. Box 278
4800 Hospital Parkway, Beatrice, NE 68310

Fax: 402-223-6559

Scan to your computer and email: Registration@BCHHC.org

If you have any questions or wish to confirm that we have received your pre-registration form, please call 402-229-3344.

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Medication Resources

Visit with your clinic case manager for medication expenses.

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